While spring and summer tend to see the highest volume of home sales, it doesn’t mean they’re the only time to buy a house. Let’s take a closer look at some of the myths and lesser-known facts about timing the purchase of a home and explore the pros and cons of buying during the holidays. […]
Ahoy, mateys! Holiday shopping season is upon us and your (not-so) friendly neighborhood porch pirates are gearing up to pilfer the holiday treasures being delivered to your doorstep. We’ve all seen the familiar footage from a home security camera: a fish-eye view of a home’s front porch sporting a stack of smiling Amazon Prime boxes. […]
It’s the bargain-hunter’s favorite season…or is it? Before you brave the crowds this Black Friday, take a few minutes to read through our list of what to buy and what to skip so you come home only with true bargains. Skip: Large home appliances While you may find markdowns on large household appliances like dishwashers […]
Did you know the average American household carries $6,358 in credit card debt? If that doesn’t sound too alarming, consider this: A debt of $5,000 with an interest rate of 24.99% (which is the current rate of a typical Capital One or Citibank card), where only the minimum payment is made each month and no […]
In late July, Capital One Bank announced that 106 million of its card holders had their data compromised in a massive breach that stretched over four months. Among the victims, 140,000 customers had their Social Security numbers swiped and approximately 80,000 had their linked checking account numbers stolen. No credit card numbers were reported to […]
Ah, summer! It’s the season of fireworks and fireflies, road trips and rocky road ice cream, baseball and beach balls, flip-flops and ice pops. But, just as you’re settling into the laid-back summer routine, retailers start rolling out their back-to-school displays, which may open that pit of dread into your stomach. Supply lists. New clothing. […]
Like many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, credit card bills you barely looked at and luxury cars way beyond your budget—life was practically a party! But now, the […]
Spring is in the air! And we’re not just talking about the hum of lawnmowers, newly bloomed flowers, and the chime of the ice cream truck. For lots of people, spring means the chance at a fresh start in a new home. If you’re looking to sell your home and start over somewhere else, you […]
When you receive an unexpected windfall (whether it’s from a tax refund, work bonus, or a cash gift), it’s always a good idea to be proactive about how you’ll spend it instead of letting it just blow through your checking account. Below, we’ve listed some dos and don’ts for you to consider. Do: Pay down […]
In the age of plastic spending and mobile payments, it’s easier than ever to buy stuff you can’t pay for right away while supporting a lifestyle you can’t really afford. Let’s take a look at seven red flags that might mean you’re living beyond your means and the steps you can take to get back […]