5 Scams to Watch for After the Holidays - Current Balance - Marion Community Credit Union

5 Scams to Watch for After the Holidays

The mad holiday rush may be over, but scammers aren’t slowing down. The post-holiday weeks bring an increase in scams that, unfortunately, are quite believable during this time of year.  Don’t be the victim of a post-holiday scam! Read on to learn about five common ways fraudsters seek to dupe consumers after the holidays:  1) […]

Best Time to Buy - Current Balance - Marion Community Credit Union

The Best Time To Buy

Stores and manufacturers like to offer deep discounts on certain popular products at specific times of the year. If you love a good sale (and who doesn’t?), time your purchases so you can take full advantage of these traditions. The following list shows the best month to find the best prices on popular items: January […]

Surviving the Holidays With Your Sanity Intact

The holiday season is a special time. With Charlie Brown on TV, carols on the radio, and an ever-growing list of people to shop for, it’s easy to get carried away. The pressure to over-shop and overspend when you’re rushing to buy everything on your list can be overwhelming. No worries, though; we’ve got you […]

8 Reasons to Shop Local on Small Business Saturday - Current Balance - Marion Community Credit Union

8 Reasons to Shop Local on Small Business Saturday

Mega e-tailers, like Amazon and Walmart, may monopolize online commerce, but it’s the small businesses across the country that keep the economy going. In fact, according to the Small Business Administration (SBA), the 28 million small businesses in America account for 54 percent of all sales in the country. Small businesses create jobs, build a […]

5 Scams to Avoid This Black Friday - Current Balance - Marion Community Credit Union

5 Scams to Avoid This Black Friday

Black Friday and Cyber Monday can be great fun – but they can also put you at great risk. Scams abound on the weekend that kicks off the holiday shopping season, and you don’t want a phishing scheme or a bogus bargain to turn you into a Grinch. In Episode 7 of the podcast we […]

Hacks to Save Money at a Restaurant - Current Balance - Marion Community Credit Union

Hacks to Save Money at a Restaurant

Americans love eating out. According to the USDA’s food expenditure data, millennials spend more than 44% of their food budget on this meal option. In addition, other data proves that Americans spend a lot more on restaurants and bars ($54.86 billion) than they do on their groceries ($52.5 billion). We Americans really like our restaurants. […]

Rebuilding An Emergency Fund - Current Balance - Marion Community Credit Union

Rebuilding An Emergency Fund

All the best financial experts agree you need to keep an emergency fund. Keeping three to five months of living expenses in a savings account, certificate account, or investment account can be the difference between a temporary hardship and a lifelong debt trap. Using that money instead of credit cards or short-term loans is a […]

7 Money-Saving Hacks for Halloween - Current Balance - Marion Community Credit Union

7 Money-Saving Hacks for Halloween

Halloween is coming – and so is the fun! Everyone wants to win the prize for creepiest costume and the most frightening yard décor in the neighborhood. But all that spookiness comes with a scary price tag. The average American will spend $169 on Halloween costs this year. And, if that’s not enough to terrify you, […]

how many credit cards should I own - current balance - marion community credit union

How Many Credit Cards Should I Own?

The importance of maintaining a good credit score is old news. As you probably know, the higher your score, the more attractive you’ll be to potential lenders, making larger loans and the best interest rates more accessible.  Hopefully you’re working hard at keeping that score high by using your cards and paying your bills on […]

Staying Safe Online - Current Balance - Marion Community Credit Union

Staying Safe Online

With the average American spending 24 hours a week online, internet safety is more important than ever. A hacked or compromised computer can put you at risk for money loss, phishing scams, or even complete identity theft. It gets worse: If your computer’s security has been breached, it can be turned into a “middle man” for […]